State guide · Facts checked October 24, 2026
Gold IRA Companies in New York
Federal rules treat every gold IRA the same — the real differences between states sit at the edges, and they are real money. On the way in: New York waives sales tax on qualifying bullion once a single sale clears $1,000, while smaller purchases stay taxable. On the way out: New York excludes the first $20,000 of qualified retirement income per taxpayer aged 59½+ from state tax.
Below you'll find the ten companies our desk rates, the sourcing behind each New York fact (state revenue publications, with check dates), and where approved storage sits. Where a rule is in flux, we say so on the page.
Rated gold IRA companies serving New York
Scores come from our national comparison (five weighted criteria, published methodology). State changes what you pay around the purchase — not the service quality you should expect.
| Company | Overall | Fees | Feedback | Min. investment | HQ |
|---|---|---|---|---|---|
| Noble Gold Investments | 4.1 | 3.5 | 4.5 | Varies — see review | Encino, California (16830 Ventura Blvd, Suite 326) [verify — many readers assume Texas because of the company's Texas depository marketing] |
| GoldStar Trust | 4.0 | 4.0 | 4.0 | N/A (custodian) | Amarillo, TX |
| Augusta Precious Metals | 4.0 | 3.0 | 4.5 | $50,000 for cash or IRA purchases | Casper, WY [verify — BBB profile lists a Beverly Hills, CA address] |
| Advantage Gold | 3.9 | 3.5 | 4.0 | $10,000–$25,000 | Austin, TX |
| Birch Gold Group | 3.9 | 3.5 | 3.5 | $5,000 recommended minimum | 309 Court Avenue, Suite 809, Des Moines, IA 50309 [verify — historically associated with Beverly Hills, CA] |
| Goldco | 3.9 | 3.5 | 4.0 | $25,000 generally required for gold IRA… | Woodland Hills, CA |
| American Hartford Gold | 3.8 | 3.5 | 4.0 | $10,000 for a Gold IRA | Los Angeles, CA |
| Lear Capital | 3.3 | 3.0 | 3.5 | $10,000 for a Gold IRA | Los Angeles, CA |
| Preserve Gold | 3.2 | 3.0 | 3.5 | $10,000–$25,000 | Woodland Hills, California |
| Regal Assets | 1.3 | 2.0 | 1.0 | $5,000 | Burbank, CA |
Scale 1–5. Criteria and caps: methodology.
Buying bullion in New York: sales tax
New York exempts gold, silver, platinum and palladium bullion from state and local sales tax when the sale exceeds $1,000 (Tax Law §1115(a)(27)). Coins priced above 140% of their metal value are taxed as collectibles (20 NYCRR §528.29).
Watch: Senate bill S7875 (2025) proposes changes to the exemption — monitor before relying on the threshold.
Source: NY DTF memo TSB-M-89(20)S · checked October 24, 2026
Taking distributions in New York
New York excludes up to $20,000 of qualified retirement income per taxpayer aged 59½+ ($40,000 joint) from state tax; IRA distributions qualify. The separate NYC resident tax does not honor this exclusion.
Source: NYS DTF — Information for retired persons · checked October 24, 2026
Storing IRA metals: New York options
IRS rules bar self-storage: your metals sit with an approved depository your custodian uses. Storage choice affects fees and logistics more than most buyers expect — here is what New York investors actually use:
| Facility | Location | Notes |
|---|---|---|
| Delaware Depository Service Company | Wilmington, DE | De facto standard for New York-area gold IRA storage; a short armored run from the metro area. |
| Brink's — New York metro vault networkunconfirmed | New York metro area, NY | Used for institutional and dealer storage; confirm current individual IRA storage with your custodian. |
New York gold IRA questions
Do I pay sales tax on gold IRA purchases in New York?
Does New York tax my gold IRA distributions?
Where can metals in a New York gold IRA be stored?
Which gold IRA companies serve New York residents?
New York cities
Local pages for the largest New York cities are being prepared:
- New York City in progress
- Brooklyn in progress
- Queens in progress
- Manhattan in progress
- The Bronx in progress
- Hempstead in progress
- Brookhaven in progress
- Staten Island in progress
- Islip in progress
- Oyster Bay in progress
- Buffalo in progress
- North Hempstead in progress
- Babylon in progress
- Huntington in progress
- Rochester in progress